Pet Health Insurance
By Roxanne Willems Snopek
It's not cancer, it's not accidents, it's not heart disease. The primary cause of death in companion animals is the inability to pay for treatment: Financial Euthanasia.
We are all aware of how medical science has advanced in terms of human health and life expectancy. Similar advances have also occurred in veterinary medicine. More and more pets, like their owners, are living longer, healthier lives. This is good news for pet owners! However, it also increases the chance of unexpected veterinary fees for this high quality of life. All too often, financial euthanasia becomes necessary in the face of potentially overwhelming medical bills for a beloved pet.
"Too bad we can't include them on our medical cards!" Veterinary receptionists hear this every day but the good news is, health care coverage is available for our pets.
Two of the best known are:
Kim Schroeder, Marketing Consultant for Pet Plan insurance in Canada, gives examples of recent claims paid by Pet Plan. "$2985 for treatment of hip dysplasia in a German Shepherd, $659 for a chronic ear infection in a spaniel, $1925 for pancreatitis in a cat and $210 for dental care in a Yorkshire terrier. Few owners are prepared for bills like these. Insurance helped these owners give their pets the care they needed."
As with all insurance, you choose the plan best suited to your needs, at the premium you can afford. Coverage is provided for the medical treatment of accidents and illnesses and there is even a plan to pay for routine preventive care such as vaccinations or dentistry. Best of all, insurance protection means that when your pet gets sick or injured, you don't have to worry about the money needed to treat them.
During every average pet's lifetime, he will experience at least one health crisis from accident or illness, that will require urgent veterinary care. Unless you are financially prepared, the costs can interfere with the optimum care you want for your pet.
Few things cause more anguish than watching a good friend in pain. Pet health insurance gives you access to the best veterinary medical care available, when you need it the most. All that's left for you to do is concentrate on helping your friend get better.
Article courtesy of Suite101.com.
